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Offset VS Redraw - Jessica Arabia, Finance Prospects

April 29, 2019

We’ve have had an increase in clients coming to see me and asking if they can have an offset in their home loan. When I ask why, I get the same response – I am not sure but my friend or family member has one so I want one too. Most ...

Views: 1533

How do I know I am getting a good deal from my lender? Jessica Arabia, Finance Prospects

April 09, 2019

With so many products offered by various lenders, it can be quite perplexing trying to figure out whether or not you have scored yourself a good deal on your home loan.

Views: 1224

Does your broker do these 5 things? - Charlotte Strong, Finance Prospects

January 29, 2019

Do you feel like your broker fully understands your personal situation and future goals? Have they been open and trusting enough for you to be able to divulge your whole personal and financial situation?

Views: 1366

What to expect at the first meeting with a broker - Jessica Arabia, Finance Prospects

January 21, 2019

If you are looking for a home loan but are inexperienced with finance brokers, attending your first appointment with a broker can be a nervous experience.

Views: 1745

Why you need access to many lenders - Jessica Arabia, Finance Prospects

December 17, 2018

One lender, one product. One broker, multiple products!

Views: 1443

Why your broker asks so many questions - Jessica Arabia, Finance Prospects

November 17, 2018

Ever wondered why mortgage brokers have to ask you so many questions about your financial circumstances? It’s to ensure that fraudulent applications don’t slip through the cracks and that your loan suits your needs

Views: 1524

Why property investors need savings - Jessica Arabia, Finance Prospects

October 18, 2018

Urgent maintenance is an unavoidable aspect of being a landlord, so having a cash buffer set aside will help you deal with any unexpected problems.

Views: 1417

When was your last home loan health check? - Jessica Arabia, Finance Prospects

September 08, 2018

When was your last home loan health check? Circumstances can change, leaving your home loan less suitable than it was originally. A home loan health check can reveal if you’re paying too much.

Views: 1421

Chicken for an Ox - The credit story!

August 22, 2018

I once had a customer ask me about why you lose points every time you try to obtain credit, and it got me thinking. “why does that happen”, and “how can you recoup the credit points lost in a credit application? ” This happens as lenders . . . ...

Views: 1700

Love is a Losing Game: The Importance of Finance Clauses

August 20, 2018

So you made an offer, it was accepted, you got the loan and now you have the keys and are finally able to eat dinner in your own home (albeit on the floor out of takeaway boxes as you are still in the boxes and removals stage).

Views: 1891

Finance Prospects help Australians by providing more choice and keeping lenders competitive!

July 17, 2018

Finance Prospects help Australians secure finance for more than half of all home loans every year. They provide more choice, keep lenders competitive, and help Australians, like you, find a fairer deal.

Views: 1384

Loan to Value Ratio (LVR) - Jessica Arabia, Finance Prospect

July 03, 2018

Loan to Value Ratio otherwise known as LVR is a numerical figure that outlines how much a lender is comfortably willing to loan you against the total value of the property you plan to buy or in some cases refinance.

Views: 1953

Why does my broker ask for so much documentation? - Jessica Arabia, Finance Prospects

July 02, 2018

No one likes paperwork; however, providing your broker with the right documentation will save you time and money.

Views: 1761

How do my actions impact my credit score?

June 27, 2018

Regardless of the financial milestones you’re reaching, when it comes to financial progress and credit, it’s important to understand the factors that may impact your credit score.

Views: 1363

Interest Only Home Loans. Jessica Arabia, Finance Prospects

June 12, 2018

Interest only home loans are a type of home loan product traditionally used by investors who do not have the intention to pay down the loan from day one.

Views: 1246

Applying the $20,000 instant asset write-off? Jessica Arabia, Finance Prospects

June 11, 2018

This tax time, your small business clients with a turnover of less than $10 million can write off assets costing less than $20,000 each in their 2016-17 return.

Views: 1299

Buying a tenanted investment property - Jessica Arabia, Finance Prospects

June 04, 2018

There are plenty of upsides to buying an investment property that already has a tenant, as well as a raft of risks. Here’s how to minimise them.

Views: 1274

Home loan products and interest rates - Jessica Arabia, Finance Prospects

May 26, 2018

When it comes to home loans you will find there are different types of loan products as well as different types of interest rates on offer, each dependent on specific lenders at the present time.

Views: 1237

Borrowing in a Trust - Jessica Arabia, Finance Prospects

May 26, 2018

A trust is known as an arrangement which allows an individual or a company to hold ownership of assets on behalf of another person, family or even a group of people also known as the beneficiaries of the trust.

Views: 1167

Do you need working capital? - Jessica Arabia, Finance Prospects

May 07, 2018

With the end of financial year just around the corner, many of you may need working capital to clean up your accounts.

Views: 1257

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