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Mortgage tips for the holiday period

Mortgage tips for the holiday period

December 24, 2022

Mortgage tips for the holiday period


  • Make sure to keep up with your mortgage payments during the holiday season. Falling behind on payments can have serious consequences, including the possibility of foreclosure.


  • If you are planning on taking a break from work or traveling during the holiday period, make sure to communicate with your mortgage lender beforehand. They may be able to offer temporary payment options or delays to accommodate your situation.


  • Consider making extra payments on your mortgage during the holiday season, if you are able. This can help to pay off your mortgage faster and save you money in the long run.


  • If you are struggling to make your mortgage payments due to financial difficulties, reach out to your lender for help. They may be able to offer options such as a mortgage modification or forbearance.


  • Have your mortgage broker shop around for the best mortgage rates and terms during the holiday season. Many lenders offer special promotions and deals during this time, so it's worth doing your research to see if you can save money on your mortgage.


  • Don't forget to review your mortgage terms and conditions regularly, including during the holiday season. This will help you to understand your rights and responsibilities as a borrower, and ensure that you are getting the best deal possible.